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CFO Solutions Worldwide Team
You probably read or hear about some “Top Ten” list nearly every day. But take a moment to read this one. This list is different, and probably not the kind of list you’d expect a Financial Advisor to post.
CFO Focus: I Can’t Save Now Because . . .
An advisor friend recently shared the following list with me. It dates back to circa 1945.
I can’t save now because:
Age 20 — I am too young and still in college.
Age 25 — I can’t save now because we just got married.
Age 30 — I can’t save now because we just bought a home.
Age 35 — I can’t save now because we just had another child.
Age 40-50 — I can’t save now, we have the kids in college.
Age 55 — I can’t save now, I have just gotten a new job.
Age 60 — I can’t save now, I am too close to retirement.
Age 65 — I can’t save now, I only receive $9.00 per week from Social Security.
It seems some things never really change.
©2014 Broadridge Investor Solutions, Inc.
As painful as it is for Americans to pay roughly $3 trillion in federal taxes this fiscal year, the truth is that the pain has only just begun. That’s because the government’s record-high tax collections don’t even begin to cover Washington’s spending promises. Yes, individual federal income tax rates now run up to 39.6% and the U.S. corporate income tax rate, including state levies, is now the highest in the industrialized world. But given the projected agony to come, we may look back on our time spent filling out this year’s tax returns as the good old days.
We can’t forget this magic phrase during one of the longest bull markets in the history of the stock market.
Markets have now entered their 61st month of the current bull market, 7 months past the average.